Martin Montes De Oca is approved by FHA.

CA License #AR042073

The FHA keeps a list of approved appraisers for each state. Martin Montes De Oca is on the roster of approved FHA appraisers for California.  This means that he is certified and approved by the FHA to do reports for home loans insured by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at APPRAISAL PROVIDERS is well-trained on how to follow the rules and regulations provided.
Be sure to contact APPRAISAL PROVIDERS if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers. Rather, it provides lending agencies with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to aid credit-worthy buyers get approved for mortgages that they otherwise would not. Remember, the FHA is different from the VA appraiser panel in that the lender can select the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are incredibly beneficial to purchasers with less starting capital.

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